Get back the money you’re missing.
Every spend, every bill, every offer, every freebie. MoreBack finds what you’re leaving behind and makes claiming it one tap.
- Every spendThe card you already hold that pays most, at shops across the UK.
- Every billSpot when broadband, energy or mobile costs more than it should.
- Every offerReminders before welcome bonuses and offers run out.
- Every freebieDelay Repay, flight delay money, tax refunds and birthday treats you’re due.
See MoreBack in action
- £10
- £20
- £40
- £80
Tap NatWest Reward
Best card here
1%
NatWest Reward
80p back on £80.00
+ Scan your Tesco Clubcard80 points, about 80p moreCard + scan: about £1.60 back in total
Why: 1% at supermarkets on this card. Your others pay less here.
Amex Cashback Everyday40p
Your cards 34
- Platinum Cashback EverydayAmerican Express · Credit0.5%
- NatWest RewardNatWest · Credit0.25%
- Virgin Money CashbackVirgin Money · Credit0.25%
- MonzoMonzo · Debit0%
Names only. No card numbers, no bank login.
Near you · 4 shops
- Tesco0.1 mi
1%NatWest Reward
Costa0.2 mi0.5%Amex Everyday
Boots0.3 mi0.5%Amex Everyday
Sainsbury’s0.5 mi1%NatWest Reward
Bill check Broadband
You pay a month£45.00
Your speed500 Mbps
Check my price
About £204 a year too much
Virgin Media M500 is £27.99 a month for 516 Mbps, for new customers.
Prices from providers’ own pages, 27 Oct 2026.
MoreBacknow
NatWest Reward fee in 7 days
The £24 fee renews next Monday. See if the card has paid its way.
MoreBack2h ago
Virgin Money intro ends in 3 days
1% drops to 0.25% after that. Your best card at Tesco changes too.
Pick the shop and the amount. MoreBack names the card in your wallet that pays most on this basket, and says why.
Search by name or issuer and tap to add. Card names only, never card numbers.
At the door, tap Near me. Every shop around you, with your best card for each.
Type what you pay for broadband. MoreBack checks it against providers’ own prices.
A nudge before a fee renews or an intro rate ends, so nothing catches you out.
Join the waitlist
We’re in private testing. Leave your email and we’ll let you in. Founding members get Premium free when we launch:
- First 500First year free
- Next 5006 months free
- No card numbers, ever
- Read-only, we never move money
- UK-built, in Manchester
- Free to start
No bank login and nothing to link. What could I earn?
The one in your wallet. Nothing to apply for.
Most of us carry two to six cards and tap whichever is on top. MoreBack reads the small print for each one, shop by shop, and tells you which to use before you pay.
See it pick a cardMOREBACK
- 01Tick the cards you holdAmex, Barclaycard, Monzo, a Nectar card. Names only: no bank login, no card numbers.
- 02Pick the shopSearch with typos and all, or tap Near me at the door. It remembers your last shop.
- 03Scan, then payLoyalty first (Clubcard, Nectar), then the card that pays most here, priced in real pence.
Basket, Tesco£40.00
Back, NatWest Reward£0.40
Example wallet · rates as of 26 Oct 2026
Shops MoreBack covers
Ranked shop by shop, because Tesco isn’t Sainsbury’s and Deliveroo isn’t Just Eat. In store, at the pump, on the train or at checkout online.
Shops and brands across the UK, plus your best everyday card everywhere else.
How much could you earn?
Move the sliders to your usual spend. The estimate uses rates published by each issuer that MoreBack has checked.
The small print, done for you.
The answer already allows for the catches you only find on page four of the terms.
-
Caps and conditions
Monthly caps, minimum payments and Amex acceptance are part of the answer, not a footnote you find later.
Example£15 of your £15 left this month · £14.90 left after this
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Paying abroad
Switch on abroad mode for the card you hold with the lowest overseas fee, and a reminder to pay in the local currency.
ExampleChoose euros, not pounds, on the card machine
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Fees earned back
Log what you pay and see whether a card’s annual fee is covered before it renews.
Example62% of the fee earned back
Fair questions.
Is MoreBack safe?
You tell MoreBack card names, never card numbers. There is no bank login and nothing to link. Your account holds your email, a hashed password and the cards and shops you saved, and you can download or delete it from Account.
Where do the rates come from?
From each issuer’s own published terms, with the date they were read. Monthly caps, minimum spends and Amex acceptance count in the answer. Rates change, so check the issuer’s terms before you rely on a figure.
Is it worth it?
Put your usual spend into the calculator. It prices each type of spend with rates MoreBack has checked. Your own figure depends on the cards you hold.
Does it cost anything?
MoreBack is free while it’s in private testing and takes no payments. Founding members get MoreBack Premium free when we launch: the first 500 get their first year free and the next 500 get 6 months free. Offer terms.
Will it tell me to get a new card?
No. MoreBack only ranks cards you already hold. It never suggests cards to apply for, and nobody pays MoreBack to put a card first.
Which shops does it cover?
Shops and brands across the UK, from Tesco and Sainsbury’s to Shell, TfL and Deliveroo. Anywhere else, it shows your best everyday card.
Does it work abroad?
Switch on abroad mode for the card you hold with the lowest overseas fee, and a reminder to pay in the local currency.
Do rewards beat interest?
Only if you clear a credit card in full each month. Interest wipes out cashback fast.
Is there an iPhone app?
MoreBack works in your phone’s browser today and can be added to your Home Screen. An iPhone app is coming soon.
Get back the money you’re missing.
We’re in private testing. Leave your email and we’ll let you in. Founding members get MoreBack Premium free when we launch: the first 500 get their first year free and the next 500 get 6 months free.
- First 500First year free
- Next 5006 months free
Coming soon: the iPhone app. Everyone on the waitlist hears first. One place per person; offer terms.