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Are you overpaying on bills?

Pick broadband, mobile or energy and type a few numbers from your bill. We compare them with prices published by the providers, Ofcom and Ofgem, and show what you could save a year.

Which bill?

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Broadband prices we compare with

Cheapest new-customer prices on each provider's own page, read 27 October 2026. 24-month contracts; prices rise each April by the amount shown.

End of your contract

Your provider must tell you, by text, email or letter, between 10 and 40 days before your contract ends: when it ends, what you pay now and what you'll pay after, any notice period, and its best deals, including new-customer prices. Out of contract, it must remind you every year with its best deals. Ofcom: are you in or out of contract?

Social tariffs

If you or someone in your home gets Universal Credit, you can switch to a social tariff: cheaper broadband for £10 to £24 a month. All major providers also include Pension Credit, ESA, Jobseeker's Allowance and Income Support. No mid-contract price rises, and no fee to switch to one or leave it. Ofcom: the full list of social tariffs

Mobile SIM-only prices we compare with

SIM-only plans for new customers on each network's own page, read 27 October 2026. The cheapest plan on each network, and its cheapest unlimited plan; the check uses every plan we read. Limited-time deals and promo codes are left out.

Out of contract on your mobile?

Your provider must tell you, by text, email or letter, 10 to 40 days before your contract ends: when it ends, any notice period, what you pay now and what you'll pay after, and its best deals, including new-customer prices. Out of contract, it must remind you every year. Ofcom: are you in or out of contract?

If your phone works well, a SIM-only deal is usually the best value. Deals with a phone included can cost more in the long run than buying the phone separately; check the total cost over the contract. Ofcom: choosing the right mobile package

Text INFO to 85075 to check if you're in contract. To switch and keep your number, text PAC to 65075; for a new number, text STAC to 75075. The code comes back within a minute and lasts 30 days, your new provider must switch you within one working day, and your old provider can't charge notice after the switch date. Ofcom: switching mobile provider

Contracts taken since 17 January 2025 must set out any price rise in pounds and pence before you sign. If your provider raises the price by more than your contract says, it must give you 30 days' notice and let you leave without an exit fee. Ofcom: price rises, what are your rights?

On Universal Credit, Pension Credit or certain other benefits? You may get a mobile social tariff: cheaper, with no mid-contract price rises. Ofcom: social tariffs

The energy price cap

From 1 October 2026 to 31 December 2026, the cap for a typical home paying by direct debit is £1,723 a year (Ofgem). On the Great Britain average rates, that's electricity 26.32p per kWh plus 54.83p a day, and gas 7.97p per kWh plus 29.68p a day. We use your region's rates in the check (worked out: £1,724 a year at typical use).

The cap limits the price per unit and the standing charge, not your total bill, and fixed tariffs aren't covered by it. Ofgem: price cap rates by region · Ofgem: typical use figures

Suppliers' own pages: British Gas · Octopus Energy · E.ON Next · EDF · OVO · ScottishPower

Read 27 October 2026. Prices change; the provider's page is the one to trust. We earn nothing from these links. MoreBack doesn't compare insurance, loans or mortgages.

More ways to get money back

MoreBack is an information tool, not a lender or credit broker. It only compares cards you already hold, and never recommends a new card.